Credit Repair Information

Why Credit Repair? Basics

Get everything you need to know about Why Credit Repair? here. We'll explain what it is, who qualifies, and how the process works.

Why Credit Repair? Explained

Here is how the Why Credit Repair? process works:

  1. Send Why Credit Repair? your credit reports. The Why Credit Repair? process begins when you send us your credit reports. If you do not already have your free credit reports, Why Credit Repair? can help you get them.
  2. Select the items you wish to dispute. Using the Why Credit Repair? online disputation manager, you can electronically select the items on your report you wish to dispute.
  3. Why Credit Repair? works your case. We will then set to work disputing items on your report with the credit bureaus.
  4. You wait for results. The credit bureau has 30 days to investigate a dispute before it must issue a decision. If the bureau cannot substantiate the disputed item within this time, it must remove the item from your report and send you an updated copy of your credit report. You will then forward these updated reports onto Why Credit Repair? so we can keep track of our progress.

Qualifying for Why Credit Repair?

Anyone can qualify for Why Credit Repair? services. If you have a desire to improve your credit score and clean up your credit report, Why Credit Repair? can help you. You might consider Why Credit Repair? services if:

  • You recently damaged your credit with bankruptcy, late payments, etc.
  • Your credit report contains errors
  • Your credit report contains misleading or questionable information
  • You are about to apply for a major loan
  • You would like a professional service to handle your dispute process

Click here to brush up on your credit repair facts.

The Fair Credit Reporting Act entitles you to a credit report that is fair and accurate. According to this legislation, you have the right to dispute any item on your credit report that you feel is inaccurate or misleading. The credit bureaus then must investigate your dispute and, if they cannot verify the item within 30 days, they must remove it from your report immediately. Why Credit Repair? is a smart and affordable way to improve your credit score, since close to 80% of credit reports contain errors. Why Credit Repair? can help you remove these potentially damaging errors to maximize your credit score.

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